Occupiers liability

Occupiers Liability

Our Occupiers Liability ATE insurance can provide cover for your clients if they were involved in an accident in a private place/property such as a slip, trip or a fall and wish to take action against the property owner for any injuries that were caused as a direct result of the said accident.

Claims of this nature are always difficult as the property owners are often known to the claimant. Our ATE insurance policies simplify everything so that your clients can pursue their claims more easily.

Most property owner’s general insurance policies provide cover to the owner If somebody is injured on the premises, but some claimants are put off from pursuing a claim because they are worried about their own legal costs and disbursements.

Occupiers Liability (OL) ATE insurance provides cover for the claimant and so this fear of costs can be removed.  You should talk to us if you handle claims of this nature.  We can help to find an after the event insurance solution that will help to reduceyour clients’ worries and stress of pursuing a claim.

Our after the event ATE insurance for Occupiers Liability (OL) claims can cover the disbursements incurred during a case, andparticularly in situations where there is a ‘no win, no fee’ agreement.

This means that under a ‘no win, no fee’ arrangement the claimant is not only protected against adverse costs but also, if the case is unsuccessful, their liability to pay disbursements such as experts reports, court issue, and hearing fees, etc. 

The ATE premium is normally offered on a fully deferred and contingent payment basis and are fully self-insured.

We are also continually developing what covers we can offer in response to our clients’ needs.

If your practice is seeking a fast, simple, online facility with competitive premiums, you should contact us for more details on 0800 524 4235, email info@prosperityinsurance.co.uk or complete the enquiry form on our contact page.

ATE
Insurance

ATE Insurance is an insurance policy that protects and covers a client who wants to pursue a claim against the risk of having to pay their opponents legal costs and disbursements if the case is unsuccessful.


Conveyancing Indemnities

As an experienced provider of ATE insurance to lawyers and their clients, we are well aware that the profession also has a need for other client-facing legal indemnities. One of the most frequent requests we get from solicitors is for legal indemnities for conveyancing transactions.