Public liability
Public Liability
Our Public Liability ATE insurance can provide cover for your clients if they were involved in an accident in a public place such as a slip, trip, or a fall (e.g., in a supermarket or on a public footpath) and wish to make a claim against that organisation or public body for any injuries that were caused as a direct result.
Our after the event ATE insurance policies simplify everything so that your clients can pursue their claims with confidence and without fear of facing a large legal bill.
As a lawyer, we are sure that you are aware that you should always explore the prospect of your clients needing to be advised about the availability of ATE insurance. We can help to find you and your clients an after the event insurance solution that will help to reduce your clients’ worries about disbursements and adverse costs.
Our ATE insurance for Public Liability (PL) claims can cover most of the disbursements incurred during a case. This aspect of an ATE policy is particularly important in situations where the lawyer is acting under a ‘no win, no fee’ agreement.
These insurance arrangements also cover the defendant’s costs and disbursements (the adverse costs) if your client is unfortunate and fails in their claim. As with virtually all ATE policies the premiums are usually offered on a fully deferred premium and contingent basis.
We are also continually developing what covers we can offer in response to our clients’ needs. If your practice is seeking a fast, simple, online facility with competitive premiums, you should contact us for more details on 0800 524 4235, email info@prosperityinsurance.co.uk or complete the enquiry form on our contact page.
ATE
Insurance
ATE Insurance is an insurance policy that protects and covers a client who wants to pursue a claim against the risk of having to pay their opponents legal costs and disbursements if the case is unsuccessful.
Conveyancing Indemnities
As an experienced provider of ATE insurance to lawyers and their clients, we are well aware that the profession also has a need for other client-facing legal indemnities. One of the most frequent requests we get from solicitors is for legal indemnities for conveyancing transactions.
